Dress: Velvet; Scarf Vest: Spool 72 (old); Tights: Joe Fresh; Moccasins: Cashmere & Camo or here; Leather Crossbody: Heart & Soul Handbags I often rely on a little black dress (LBD) to get me through numerous occasions, from the office to events or even a casual day out. I love layering in the fall and…